Take a moment and think what you would do in this situation: you’re out for an evening stroll & someone comes up to you. Not just anyone, mind you, but someone with a gun, who wants what you have. You’re given the option: your money, or your life. Which do you take?
For most, the answer […]
Inevitably, during the home-buying process, buyers are faced with the question of how to actually pay for the new home. For some, it’s an easy question to answer: just use all those thousands of dollars lying around to go ahead and pay cash for the house. For those of us not lucky enough to be […]
Typically you hear about how people have gotten in over their heads in debt: a few bad choices here and there, or maybe they were just trying to get by and had no other options. Not in this case, though. The other day as I was eating lunch at work with the usual crowd, one of my co-workers […]
When you find yourself thinking “I want to be able to ____”, stop right there. It’s great to dream and in the long run, that’s what we all need to do if we’re ever going to improve in any way. In the short run, however, we need some way of getting to those dreams. What […]
With the US economy headed towards a recession (if it’s not already in one), the most important step each person can take is to build up that emergency fund. You want to initially shoot for $1000 - for most people, that will cover the cost of any mishaps like insurance deductibles or a sudden increase in […]